The Ascent Plan is specially crafted for those looking for dental coverage that gets better and better over time. With 100% coverage on most preventive care services like cleaning and exams, and an increasing annual maximum, where we pay a higher dollar amount per person over the first two benefit years that you renew, the Ascent Plan is a great option to maintain a healthy smile for years to come.
Which plan is right for you? Click on each person below to find out why they chose the Ascent Plan*
*Personas are fictional and only intended to represent possible oral health needs and situations. They are not inclusive of all needs or circumstances.
Plan Features per benefit yeariii
Monthly Premium
Eastern/Western WA |
Plan Year Maximum
1st Year, 2nd Year, 3rd Year
|
Shared Maximum Benefit
|
Individual Starting Rateiii
$54.45 / $62.60 |
$1,000 / $1,250 / $1,500 per person |
None |
Deductible
|
Office Visit Copay
|
Preventive Care
Cleanings, exams, x-rays, and fluoride |
| $50 |
None |
100% |
Fillings
1st Year, 2nd Year, 3rd Year |
Crownsi |
Root Canal |
| 50% / 60% / 70% |
50% |
50% |
| and and Implants |
Periodontal Maintenance
1st Year, 2nd Year, 3rd Year |
Orthodontics |
| 50% |
50% / 60% / 70% |
Not Covered |
| Annual Contract |
Waiting Periods |
|
| Yes |
None |
|
Compare to Similar Plans
| |
This Plan |
|
|
| |
Ascent Plan |
Clear Plan |
Premium Plan |
| Description |
No waiting period and coverage that increases over the first two years you renew. |
No guessing, fixed-out-of-pocket costs, no waiting periods or dollar maximums. |
High maximum, three periodontal maintenance cleanings, and policy lifetime deductible. |
Monthly Premium
Eastern WA |
$54.45iii |
$35.50iii
Starting rate for Individuals ages 26-50
Actual rate may be higher or lower depending on age |
$62.75iii |
Monthly Premium
Western WA |
$62.60iii |
$46.95iii
Starting rate for Individuals ages 26-50
Actual rate may be higher or lower depending on age |
$72.10iii |
Plan Year Maximum
per person |
1st Year, 2nd Year, 3rd Year
$1000/$1250/$1500 |
None |
$2000 |
| Shared Maximum Benefit |
None |
None |
None |
| Deductible |
$50 |
None |
$100 Policy Lifetime |
| Office Visit Copay |
None |
None |
None |
Preventive Care
Cleanings, exams, x-rays, and fluoride |
100% |
$65
Copay |
100% |
| Fillings |
1st Year, 2nd Year, 3rd Year
50%/60%/70% |
$115
Copay |
80% |
| Crowns |
50%i |
$740
Copayiv
1 crown per person per 12-month policy period |
50%i |
| Root Canal |
50% |
$535
Copayv
2 teeth in 12 months after purchase or renewal, once per tooth every two years after |
50% |
| Implants |
50% |
$2600 Copayiv |
50% |
|
50% |
$115
Copay |
50% |
|
Not Covered |
$230 Copay |
50% |
| Periodontal Maintenance |
1st Year, 2nd Year, 3rd Year
50%/60%/70% |
Included in Preventive Care Visit |
50%
Three per benefit year |
| Orthodontics |
Not Covered |
Not Covered |
Not Covered |
| Cosmetics |
Not Covered |
Not Covered |
Not Covered |
| Annual Contract |
Yes |
Yes |
Yes |
| Waiting Periods |
None |
None |
May Apply |
i Pretreatment Estimate is suggested. Clinical requirements must be met, crowns covered at 50% per tooth every seven years.
ii Frequency and percent coverage limits per service apply as outlined in the Plan Features per benefit year table.
iii These are benefit highlights only. Monthly premiums shown are examples of monthly rates for subscriber-only in Washington, effective January 2024. Actual rates may vary (higher or lower) based on plan choice, your age, your location, number of people insured, their age, and relationship to you. For full details of plan, benefits, and pricing, please visit DeltaDentalCoversMe.com.
iv Pretreatment Estimate is suggested. Clinical requirements must be met, 1 crown per person per 12-month policy period. 1 implant per person per 12-month policy period.
v 2 teeth in 12 months after purchase or renewal, once per tooth every two years after.
