Antonne is a filmmaker. His previous employer provided orthodontia coverage, but his new job through the union does not.
I am looking forward to my new job through the union. The pay is better, but my benefits through work don’t cover braces for my kids. I am fine purchasing a separate plan as long as the plan includes braces coverage. This saves me money from paying out-of-pocket for braces over the next several years. I was happy to find a plan that will allow me to cover my kids for braces and their growing needs.
Delta Dental - Plus Ortho
The First Individual Delta Dental of Washington Plan with Orthodontic Benefits
Not just for families, the Plus Ortho Plan is built for individuals seeking orthodontic care for themselves or for their household.i This plan offers 100% coverage for most preventive care services and 50% coverage for braces or aligners installed by a licensed dentist. If you have been wanting to improve your smile, this plan is for you!
Adrienne is an in-demand political consultant who just learned she may need some orthodontia work.
I thought I was done with orthodontia when I got my braces off as a kid. It turns out that when you don’t continue to wear your retainer, at some point, your teeth might move again. I might need additional work done to avoid serious problems that could come up later down the road. I’m glad I found a plan that covers those needs because I’d rather save for a vacation than for braces!
*Personas are fictional and only intended to represent possible oral health needs and situations. They are not inclusive of all needs or circumstances.
Monthly Premium Eastern/Western WA |
Plan Year Maximum |
Shared Maximum Benefit |
---|---|---|
Individual Starting Rateii $58.80 / $67.55 |
$1500 per person | Additional $250 maximum benefit per person up to $1250 |
Deductible |
Office Visit Copay |
Preventive Care Cleanings, exams, x-rays, and fluoride |
$50 | None | 100% |
Fillings | Crownsiii | Root Canal |
50% | 50% | 50% |
Non-Surgical & Surgical Extractions and Implants | Periodontal Maintenance One per six months |
Orthodontics |
50% | 50% | 50% ($1,500 lifetime maximum w/ 12-month waiting period)i |
Annual Contract | Waiting Periods | |
Yes | May Applyi |
This Plan | |||
---|---|---|---|
Plus Ortho Plan | Ascent Plan | Premium Plan | |
Description | Orthodontic benefits such as braces and aligners installed by DMD or DDS. | No waiting period and coverage that increases over the first two years you renew. | High maximum, three periodontal maintenance cleanings, and policy lifetime deductible. |
Monthly Premium Eastern WA |
$58.80ii | $56.10ii | $64.65ii |
Monthly Premium Western WA |
$67.55ii | $64.50ii | $74.25ii |
Plan Year Maximum per person |
$1500 | 1st Year, 2nd Year, 3rd Year $1000/$1250/$1500 |
$2000 |
Shared Maximum Benefit | $250 per person up to $1250 | None | None |
Deductible | $50 | $50 | $100 Policy Lifetime |
Office Visit Copay | None | None | None |
Preventive Care Cleanings, exams, x-rays, and fluoride |
100% | 100% | 100% |
Fillings | 50% | 1st Year, 2nd Year, 3rd Year 50%/60%/70% |
80% |
Crowns | 50%iii | 50%iii | 50%iii |
Root Canal | 50% | 50% | 50% |
Implants | 50% | 50% | 50% |
Non-Surgical Extractions | 50% Includes surgical and nonsurgical |
50% | 50% Includes surgical and nonsurgical |
Surgical Extractions | 50% | Not Covered | 50% |
Periodontal Maintenance | 50% One per six months |
1st Year, 2nd Year, 3rd Year 50%/60%/70% |
50% Three per benefit year |
Orthodontics | 50% $1500 lifetime maximum with 12-month waiting periodi |
Not Covered | Not Covered |
Cosmetics | Not Covered | Not Covered | Not Covered |
Annual Contract | Yes | Yes | Yes |
Waiting Periods | May Applyi | None | May Apply |
i For Orthodontia covered procedures a 12-month waiting period applies. This means that DDWA will not pay towards any of these procedures until the covered members have been enrolled in this policy for 12 continuous months. The waiting period for Orthodontia treatment will be waived for your family if all family members were covered under another insured dental plan with orthodontic coverage for at least 12 continuous months before you enrolled in this plan, but only if there was no more than a 63-day gap between the previous plan and this plan. Documentation is required to waive the 12-month waiting period.
ii These are benefit highlights only. Monthly premiums shown are examples of monthly rates for subscriber-only in Washington, effective January 2025. Actual rates may vary (higher or lower) based on plan effective date, plan choice, your age, your location, number of people insured, their age, and relationship to you. For full details of plan, benefits, and pricing, please visit DeltaDentalCoversMe.com.
iii A Pretreatment Estimate is suggested. Clinical requirements must be met, crowns covered at 50% per tooth every seven years