Lina wants to make sure she sets the best possible example for her 4-year-old daughter starting with taking care of her teeth.
I’ve got enough to worry about between having my first kid, my job, and my aging parents. I want to take care of my teeth but, frankly, I just need a plan that lets me know what my costs are going to be. For me, all I care about is knowing what’s covered and how much I am going to have to pay. I know that taking care of our teeth now helps me avoid costly problems later. Especially with a toddler, I want to make sure we’re covered. This plan is perfect for helping me understand how much a procedure is going to cost me.
Delta Dental - Clear Plan
Our No Guessing, No Wait Plan
Our Clear Plan is designed for those who want to know their exact out-of-pocket treatment costs and are looking to start their dental coverage the month after they enroll. With set dollar amounts, you can easily plan and track how much you are investing into your oral health.
As a retired vet turned construction project manager and entrepreneur, Shawn wants healthy teeth but also wants to save for his first house.
Since I’ve retired, I’ve been able to pay off my debts and even have a few side hustles going that are getting me closer to buying my own house. The last thing on my list? Getting my teeth checked out! For me Tricare off base just doesn’t cut it. I want a plan that is simple, affordable, easy to understand, and even easier to use. I didn't want the base plan, but I didn’t need anything too fancy either. I like the flexibility that I don’t have to worry about what job I have to make sure I’ve got coverage.
*Personas are fictional and only intended to represent possible oral health needs and situations. They are not inclusive of all needs or circumstances.
Monthly Premium Eastern/Western WA |
Plan Year Maximum |
Shared Maximum Benefit |
---|---|---|
Individual Starting Ratei for individuals ages 26-50 $36.55 / $48.35 Actual rate may be higher or lower depending on age |
None | None |
Deductible |
Office Visit Copay |
Preventive Care Cleanings, exams, x-rays and fluoride |
None | None | $65 Copay |
Fillingsi | Crownsii | Root Canal |
$115 Copay | $740 Copay 1 crown per person per 12-month policy period |
$535 Copay 2 teeth in 12 months after purchase or renewal, once per tooth every two years after |
Non-Surgical Extractions | Periodontal Maintenance | Orthodontics |
$115 Copay | Included in Preventive Care Visit | Not Covered |
Annual Contract | Waiting Periods | |
Yes | None |
This Plan | |||
---|---|---|---|
Clear Plan | Enhanced Plan | Ascent Plan | |
Description | No guessing, fixed-out-of-pocket costs, no waiting periods or dollar maximums. | 100% coverage on most preventive care services and 50% on most major procedures. | No waiting period and coverage that increases over the first two years you renew. |
Monthly Premium Eastern WA |
$36.55i Starting rate for Individuals ages 26-50 Actual rate may be higher or lower depending on age |
$52.35i | $56.10i |
Monthly Premium Western WA |
$48.35i Starting rate for Individuals ages 26-50 Actual rate may be higher or lower depending on age |
$60.25i | $64.50i |
Plan Year Maximum per person |
None | $1000 | 1st Year, 2nd Year, 3rd Year $1000/$1250/$1500 |
Shared Maximum Benefit | None | None | None |
Deductible | None | $50 | $50 |
Office Visit Copay | None | None | None |
Preventive Care Cleanings, exams, x-ays, and fluoride |
$65 Copay |
100% | 100% |
Fillings | $115 Copay |
50% | 1st Year, 2nd Year, 3rd Year 50%/60%/70% |
Crowns | $740ii Copay 1 crown per person per 12-month policy period |
50%iii | 50%iii |
Root Canal | $535 Copayiv 2 teeth in 12 months after purchase or renewal, once per tooth every two years after |
50% | 50% |
Implants | $2600 Copayii | 50% | 50% |
Non-Surgical Extractions | $115 Copay |
50% | 50% |
Surgical Extractions | $230 Copay | Not Covered | Not Covered |
Periodontal Maintenance | Included in Preventive Care Visit | 50% | 1st Year, 2nd Year, 3rd Year 50%/60%/70% |
Orthodontics | Not Covered | Not Covered | Not Covered |
Cosmetics | Not Covered | Not Covered | Not Covered |
Annual Contract | Yes | Yes | Yes |
Waiting Periods | None | May Apply | None |
i These are benefit highlights only. Monthly premiums shown are examples of monthly rates for subscriber-only in Washington, effective January 2025. Actual rates may vary (higher or lower) based on plan effective date, plan choice, your age, your location, number of people insured, their age, and relationship to you. For full details of plan, benefits, and pricing, please visit DeltaDentalCoversMe.com.
ii A Pretreament Estimate is suggested. Clinical requirements must be met, 1 crown per person per 12-month policy period. 1 implant per person per 12-month policy period.
iii A Pretreatment Estimate is suggested. Clinical requirements must be met, crowns covered at 50% per tooth every seven years.
iv 2 teeth in 12 months after purchase or renewal, once per tooth every two years after.