Megan graduated a few years ago and started her career as a freelance events planner and knows she will be falling off her parents’ insurance next year.
Now that I’m done with college, started my career, and soon-to-be off of my parents’ insurance, I need something that covers my needs without being too expensive. I have healthy teeth, so I don’t need anything major, just some cleanings and maybe a few x-rays here and there. I know how important it is to see a dentist at least twice a year, and those cleanings can be expensive if I don’t plan for them. I don’t expect to match my parents’ plan, but I want something that at least covers the basics.
Delta Dental - Basic Plan
Our Most Affordable Dental Plan
The Basic Plan is created for those looking to save on costs while still receiving 100% coverage on most preventive care services and 50% coverage on fillingsi and non-surgical extractions. With the Basic Plan, you can keep on smiling knowing your wallet is happy and your essential oral health is covered.
Andrew works hard as an HVAC inspector but doesn’t have benefits through his employer, a tiny family-owned business.
I get my teeth cleaned twice a year and that’s all I really need right now. The dentist says I don’t have any issues to worry about so long as I keep up my good brushing and flossing routines. But without insurance, even those basic cleanings plus x-rays really can add up. I’m trying to save for a new car, pay off my loans, and look after my nephew. I’ve got good teeth and I want to keep it that way. For me, a little bit of extra help goes a long way.
*Personas are fictional and only intended to represent possible oral health needs and situations. They are not inclusive of all needs or circumstances.
Monthly Premium Eastern/Western WA |
Plan Year Maximum |
Shared Maximum Benefit |
---|---|---|
Individual Starting Rate $31.45 / $36.25 |
$1000 per person | None |
Deductible |
Office Visit Copay |
Preventive Care Cleanings, exams, x-rays and fluoride |
None | $15 | 100% cleanings and exams 50% panoramic/full mouth x-rays and fluoride |
Fillingsi | Crowns | Root Canal Surgical & Non-Surgical |
50% | Not Covered | Not Covered |
Non-Surgical Extractions | Periodontal Maintenance | Orthodontics |
50% | Not Covered | Not Covered |
Annual Contract | Waiting Periods | |
Yes | May Apply |
This Plan | |||
---|---|---|---|
Basic Plan | Clear Plan | Enhanced Plan | |
Description | Most affordable plan that covers preventive care, fillings, and non-surgical extractions. | No guessing, fixed-out-of-pocket costs, no waiting periods or dollar maximums. | 100% coverage on most preventive care services and 50% on most major procedures. |
Monthly Premium Eastern WA |
$31.45ii | $36.55ii Starting rate for Individuals ages 26-50 Actual rate may be higher or lower depending on age |
$52.35ii |
Monthly Premium Western WA |
$36.25ii | $48.35ii Starting rate for Individuals ages 26-50 Actual rate may be higher or lower depending on age |
$60.25ii |
Plan Year Maximum per person |
$1000 | None | $1000 |
Shared Maximum Benefit | None | None | None |
Deductible | None | None | $50 |
Office Visit Copay | $15 | None | None |
Preventive Care Cleanings, exams, x-rays, and fluoride |
100% cleanings and exams 50% full mouth and panoramic x-rays and fluoride |
$65 Copay |
100% |
Fillings | 50%i | $115 Copay |
50% |
Crowns | Not Covered | $740 Copayiii 1 crown per person per 12-month policy period |
50%iv |
Root Canal | Not Covered | $535 Copayv 2 teeth in 12 months after purchase or renewal, once per tooth every two years after |
50% |
Implants | 50% | $2600 Copayiii | 50% |
Non-Surgical Extractions | 50% | $115 Copay |
50% |
Surgical Extractions | Not Covered | $230 Copay | Not Covered |
Periodontal Maintenance | Not Covered | Included in Preventive Care Visit | 50% |
Orthodontics | Not Covered | Not Covered | Not Covered |
Cosmetics | Not Covered | Not Covered | Not Covered |
Annual Contract | Yes | Yes | Yes |
Waiting Periods | May Apply | None | May Apply |
i Tooth-colored fillings on back teeth not included.
ii These are benefit highlights only. Monthly premiums shown are examples of monthly rates for subscriber-only in Washington, effective January 2025. Actual rates may vary (higher or lower) based on plan effective date, plan choice, your age, your location, number of people insured, their age, and relationship to you. For full details of plan, benefits, and pricing, please visit DeltaDentalCoversMe.com
iii A Pretreament Estimate is suggested. Clinical requirements must be met, 1 crown per person per 12-month policy period. 1 implant per person per 12-month policy period.
iv A Pretreament Estimate is suggested. Clinical requirements must be met, crowns covered at 50% per tooth every seven years.
v 2 teeth in 12 months after purchase or renewal, once per tooth every two years after.