With open enrollment just around the corner, now is the perfect time for Washington State residents to explore their healthcare options—including dental insurance. Good oral health is essential for overall well-being, so make sure you don’t overlook dental benefits while reviewing your health plan for the upcoming year.
Through the Washington Health Benefits Exchange, also known as WAHBE, you can access a variety of dental plans that fit your needs. This guide will walk you through how to use the Washington Healthplanfinder to enroll in dental benefits through Delta Dental of Washington during the open enrollment period.
What and when is open enrollment?
Open enrollment is the annual period when individuals can sign up for, renew, or make changes to their healthcare coverage for the upcoming year. For 2025 the open enrollment period in Washington runs from November 1, 2024, to January 15, 2025. During this time, Washington residents can use the Washington Healthplanfinder to explore their options for both health insurance and dental benefits. After open enrollment ends, you can only make changes to your plan if you experience a qualifying life event (like marriage or a job loss).
Why dental coverage is important
Oral health is closely linked to overall health. Research has shown connections between poor oral hygiene and serious health issues like heart disease, diabetes, and even pregnancy complications. Regular dental care helps prevent costly dental problems and improves your quality of life.
Unfortunately, many medical plans do not automatically include dental benefits, making it important to seek out standalone dental plans through the Washington Health Benefit Exchange or other providers. This is where Delta Dental of Washington comes in, offering a variety of plans tailored to meet your dental needs and budget.
How to find and use Delta Dental of Washington plans on the Washington Healthplanfinder
Here’s a step-by-step guide on how to enroll in Delta Dental of Washington benefits through the Washington Health Benefits Exchange:
- Visit the Washington Healthplanfinder Website
- Create an Account or Log In
- Explore dental options
- Delta Dental Individual and Family - Washington Family Plan: Designed for adults ages 19+ or adults with children ages 0-18.
- Delta Dental Individual and Family - Washington Kids Plan: Focused on providing comprehensive coverage for children through age 18.
- Compare Dental Plans
- Enroll in a plan
- Create a Delta Dental of Washington account
- Pay your premiums
- Use your dental benefits
Go to the official Washington Healthplanfinder website at www.wahealthplanfinder.org. This is where you’ll explore various health and dental options.
If you don’t already have an account, you’ll need to create one. Once logged in, you’ll be able to enter information like your income and household size to determine your eligibility for specific plans, including those offered by Delta Dental of Washington.
Once your profile is set up, you can begin searching for dental benefits plans. Delta Dental of Washington offers qualified dental plans specifically for individuals and families. These include two major options:
Both plans offer preventive services like exams, cleanings, and x-rays, along with coverage for restorative care, like fillings. The Washington Kids Plan also includes medically necessary orthodontic treatments.
Compare the various dental plans available on the Washington Health Benefit Exchange. While looking at Delta Dental of Washington plans, consider important factors like monthly premiums, annual deductibles, coverage limits, and the network of available dentists. Delta Dental of Washington boasts one of the largest provider networks in Washington State, making it easy to find care no matter where you are.
After finding the plan that best fits your needs, follow the simple steps to enroll. You can complete the entire process through the Washington Healthplanfinder, including setting up payments and finalizing your coverage.
By this step, you’ve already created an account through the Washington Healthplanfinder. But, if you chose a Delta Dental of Washington plan, you can view and manage your benefits with Delta Dental of Washington directly by creating an account at My.deltadentalcoversme.com.
To maintain coverage, be sure to pay your premiums on time. The Healthplanfinder provides instructions on how to submit payments and keep your dental plan active.
Once you’ve enrolled in a Delta Dental of Washington plan, be sure to take full advantage of your coverage. Schedule regular dental check-ups, take care of any necessary treatments, and keep up with preventive care to maintain good oral health.
Why choose Delta Dental of Washington?
Delta Dental of Washington is the state’s leading provider of dental health benefits, known for:
- Extensive Provider Network: The largest network of dentists in Washington State, so you can always find a dentist near you.
- Affordable Plans: Options designed for all budgets and dental needs.
- Comprehensive Coverage: Plans that cover a wide array of services, including preventive care at little to no cost.
Conclusion
Dental health is a crucial part of your overall well-being, and enrolling in dental insurance should be a priority during open enrollment. By using the Washington Healthplanfinder, you can easily find a plan that fits your needs and sign up for Delta Dental of Washington coverage during the open enrollment period. Don't wait—ensure your smile and health are covered for the upcoming year.
