Below are brief summaries of underwriting requirements for groups of five to 99 employees. A complete list of requirements is included in the appropriate group contract.

Delta Dental Premier® and Delta Dental PPO Plans

Groups with Five to Nine Enrolled Employees

Employer Paid Plans

• Contribution Requirement
  Employer must pay:
      1. Employees...50 percent
      2. Dependent...zero percent
• Employee Participation
  Tied to company's medical plan. (100 percent of all employees enrolled in the group-sponsored medical plan must be enrolled in the employer-sponsored dental benefits plan.)
• Dependent Participation
  Same as employee.

PreferredCore-Plus

• Contribution Required
  Employer must pay:
     1. Employees...50 percent
     2. Dependent...zero percent
• Employee Participation
  Minimum 75 percent enrollment of all eligible employees
• Dependent Participation
  Minimum 50 percent enrollment of all eligible dependents

Core (Buy-up)

• Contribution Requirement
  The employees must pay the additional premium for the buy-up option.
• Employee Participation
  There is no minimum participation requirement for buy-up option.
• Dependent Participation
  Dependent buy-up must match that of employee.

PreferredVoluntary

• Contribution Requirement
  Employers may pay a maximum of 50 percent of employee premium.
• Employee Participation
  The minimum participation is the greater of five enrolled employees or 20 percent of eligible employees.
• Dependent Participation
  No minimum required.

Groups with 10 to 99 Enrolled Employees

Employer Paid Plans

• Contribution Requirement
  Employer must pay:
      1. Employees...50 percent
      2. Dependent...zero percent
• Employee Participation
      1. 75 percent enrollment of all eligible employees, or
      2. Tied to company's medical plan. (100 percent of all employees enrolled in the group-sponsored medical plan must be enrolled in the employer-sponsored dental benefits plan.)
• Dependent Participation
  Minimum 50 percent enrollment of all eligible dependents

PreferredCore-Plus

• Contribution Required
  Employer must pay:
     1. Employees...50 percent
     2. Dependent...zero percent
• Employee Participation
  Minimum 75 percent enrollment of all eligible employees
• Dependent Participation
  Minimum 50 percent enrollment of all eligible dependents

Core (Buy-up)

• Contribution Requirement
  The employees must pay the additional premium for the buy-up option.
• Employee Participation
  There is no minimum participation requirement for buy-up option.
• Dependent Participation
  Dependent buy-up must match that of employee.

PreferredVoluntary

• Contribution Requirement
  Employers may pay a maximum of 50 percent of employee premium.
• Employee Participation
  The minimum participation is the greater of five enrolled employees or 20 percent of eligible employees.
• Dependent Participation
  No minimum required.

Dependents are eligible for benefits through age 24.